Loretta Gray

Did You Recently Marry a Member of the Military? 3 Tips to Work with Your Spouse to Increase Your Wealth

Marrying a member of the military brings many changes to your life. Depending upon where they are at in their military career, your spouse may be stationed far from your home. Alternatively, you may be able to live together as you start your family. Either way, it is important to take the time to carefully talk about your financial status so that you can find ways to work together to increase your wealth. Read More 

3 Tips To Responsibly Use Payday Loans

Payday loans are short-term loans that are relatively easy to qualify for, yet they are not always the best way to borrow money when you need it. There are times, though, when they are good options when you need some cash fast, and as long as you use a payday loan the right way, it can really be a big help in a time of need. Here are three things you should know that will help you use a payday loan responsibly if you need cash fast. Read More 

A Guide To Avoiding And Dealing With A DWI

Close to 30 people a day die in crashes involving alcohol. Driving While Impaired (DWI) charges are also a nightmare because it's a stigma that you walk around with, is a costly charge to defend and pay penalties for, and can derail job prospects. No matter how you slice it, drinking and driving is something you should avoid. To learn some tips on how to avoid it and how to deal with the legal blowback that might come about, this article will teach you. Read More 

Won The Lottery? Learn These Four Key Tax Planning Concepts Now

Winning the lottery will change your life, but it also adds a complexity to your finances that few people ever dream of. You can meet the challenge of planning for your future—and your family's future—by learning about these few estate planning tax elements for large winners. Gift Tax. Few ordinary wage earners ever have to deal with the federal gift tax. That's because, while all gifts with a financial value are subject to gift taxes, there is an exemption for the first $15,000. Read More 

Changing Commercial Banking Regulations Can Influence Your Investment

The commercial banking industry can be a profitable one if you know what you are doing and are skilled at investing in it at the same time. However, there are many regulations to track, ones that you and your commercial banking lawyer need to fully understand before you spend any time putting your money in the commercial banking industry. Regulations Can Put Pressure On The Industry If you have investigated the commercial banking industry as a possible investment, you have probably heard of the increased regulations put on it several years ago. Read More